Empowering our People to Grow Assets

Many of the individuals we work with are the first in their family to start saving money and setting financial goals. We offer a range of asset building programs to help our clients improve their financial skills, gain experience saving, and become better stewards of money.

Whether you need help learning how to create a budget for your household or want to start saving to buy a home, our experienced staff will work with you to help you achieve your goals.

Financial Literacy

Four Bands utilizes a curriculum titled, Credit When Credit is Due, to deliver a series of classes designed to help participants discover how to apply the traditional Lakota value of wise resource management in today’s modern economy. Classes cover basic financial concepts such as budgeting, saving, and using credit to help build personal assets.

Matched Savings Program

Our matched savings program, also known as an Individual Development Account (IDA) Program, helps participants work toward building an asset base and pattern of saving money. The IDA program helps participants achieve savings goals of starting a business, owning a home, or pursuing secondary education.

Free Tax Preparation

Residents of the Cheyenne River Reservation can visit Four Bands’ Volunteer Income Tax Assistance (VITA) Site to receive free tax preparation services by certified volunteers. In addition, those who visit the VITA Site gain valuable knowledge on how to maximize their tax refund and make wise choices with the money they receive.

To start building assets for yourself and your family, fill out our Customer Information Form and return it to us.

Success Stories

A Home They Will Always Call Their Own
A Home They Will Always Call Their Own

Jennifer Aberle Saves Her Way to Homeownership Jennifer Aberle (Cheyenne River Sioux) of Timber Lake, South Dakota says participating in Four...

Greening Cheyenne River One Home at a Time
Greening Cheyenne River One Home at a Time

Marcella Gilbert Uses Green Consumer Loan to Increase Energy Efficiency by Improving Home’s Water Systems For Marcella Gilbert, a loan from Four...

A Stepping Stone to Homeownership
A Stepping Stone to Homeownership

Aaron Runs After Uses Credit Builder Loan to Improve Credit and Become Mortgage Ready The past year has been full of accomplishments for Aaron...

Phone: 605-964-3687
Fax: 605-964-3689
Eagle Butte, SD 57625
101 S. Main Street