Empowering our People to Grow Assets
Many of the individuals we work with are the first in their family to start saving money and setting financial goals. We offer a range of asset building programs to help our clients improve their financial skills, gain experience saving, and become better stewards of money.
Whether you need help learning how to create a budget for your household or want to start saving to buy a home, our experienced staff will work with you to help you achieve your goals.
Four Bands utilizes a curriculum titled, Credit When Credit is Due, to deliver a series of classes designed to help participants discover how to apply the traditional Lakota value of wise resource management in today’s modern economy. Classes cover basic financial concepts such as budgeting, saving, and using credit to help build personal assets.
Matched Savings Program
Our matched savings program, also known as an Individual Development Account (IDA) Program, helps participants work toward building an asset base and pattern of saving money. The IDA program helps participants achieve savings goals of starting a business, owning a home, or pursuing secondary education.
Free Tax Preparation
Residents of the Cheyenne River Reservation can visit Four Bands’ Volunteer Income Tax Assistance (VITA) Site to receive free tax preparation services by certified volunteers. In addition, those who visit the VITA Site gain valuable knowledge on how to maximize their tax refund and make wise choices with the money they receive.