Accessing Capital to Grow Assets

We offer a variety of consumer loan products to help individuals and families build assets and create a more secure financial future. Whether you need help improving your credit or want to renovate your home, we can help you.

Depending on the specific loan type, our consumer loans can be used to make a purchase or pay off existing debt. Loan proceeds are paid directly to the vendor or creditor.

Credit Builder Loan (up to $3,000, exceptions up to $5,000)

The Credit Builder Loan is often times the first step for aspiring entrepreneurs as it enables them to build a positive credit history. Consumers can use this loan to pay off or consolidate debt.
Terms: Interest Rate 11%, Length of Repayment 2-3 Years

Green Consumer Loan (up to $5,000, exceptions up to $10,000)

The Green Consumer Loan can be used to make energy efficiency improvements, upgrade technology, or purchase energy efficient appliances for your home.
Terms: Interest Rate 11%, Length of Repayment 2-3 Years

Eligibility Guidelines

Four Bands’ loan fund program is available for Native American and permanent residents of the Cheyenne River Sioux Reservation, as well as enrolled tribal members who reside in the state of South Dakota.

Loan applicants may be required to successfully complete a financial literacy course and develop a personal budget.

To start building assets for yourself and your family, fill out our Customer Information Form and return it to us.

Success Stories

A Home They Will Always Call Their Own
A Home They Will Always Call Their Own

Jennifer Aberle Saves Her Way to Homeownership Jennifer Aberle (Cheyenne River Sioux) of Timber Lake, South Dakota says participating in Four...

Greening Cheyenne River One Home at a Time
Greening Cheyenne River One Home at a Time

Marcella Gilbert Uses Green Consumer Loan to Increase Energy Efficiency by Improving Home’s Water Systems For Marcella Gilbert, a loan from Four...

A Stepping Stone to Homeownership
A Stepping Stone to Homeownership

Aaron Runs After Uses Credit Builder Loan to Improve Credit and Become Mortgage Ready The past year has been full of accomplishments for Aaron...

Phone: 605-964-3687
Fax: 605-964-3689
Eagle Butte, SD 57625
101 S. Main Street